Many Canadian homebuyers were sidelined after interest rates climbed to the highest level in more than a decade last year, but a new report found most individuals that ... More

Governor Tiff Macklem set an optimistic tone in a speech Thursday but kept it real with warnings about potential headwinds

One of the most prominent discussion points between brokers, agents and their clients, the fixed-versus-variable debate, took a significant swing in 2022 as a big trend of ... More

While rates have been steadily climbing for variable mortgages, fixed mortgage rates have been moving in the opposite direction.

Central bank signalled it would put the rate hiking cycle on pause - at least for now

Canada's banking regulator has unveiled three new regulatory proposals that could further restrict mortgage lending pending a just-launched consultation period.

Some industry analysts believe the time for rate hikes has come to an end.

The end of the central bank's rate hikes may be imminent – a development that could be a welcome boost for homebuyers

High home prices and rising interest rates over the course of 2022 have made it significantly harder for buyers to qualify for the average mortgage.

The Bank of Canada is increasing its key overnight interest rate by 50 basis points to 4.25 per cent. This is the seventh consecutive increase since the Bank began hiking rates ... More

Royal Bank of Canada economists say the country has reached a record number of renters as the number of people renting has increased at three times the rate of homeowners in ... More

The Bank of Canada is expected to conclude a historic year marked by high inflation and aggressive monetary policy tightening with one more interest rate hike on ... More

Variable-rate mortgage holders who have recently purchased their homes will be especially burdened by the prevailing rate-hike environment, according to Bank of Canada senior ... More

Already a source of huge debate in the mortgage industry since its introduction, the mortgage stress test came under scrutiny from executives at top Canadian lenders during a ... More

Plus: The trajectory of interest rates throughout the year to date

Having already raised interest rates by 300 basis points this year, the Bank of Canada’s Tiff Macklem confirmed on Thursday that additional rate hikes (plural form) are ... More

With high inflation and rising interest rates, a new survey has found nearly one in five Canadians say they're putting off buying a home.

Sales levels of condos and single-family homes were more than 80 per cent lower than last August, says the homebuilders’ association.

Despite today’s mortgage borrowers having to qualify at rates in excess of 6% and 7%, Canada’s banking regulator said no changes to the stress test are ... More

Renewed calls to re-evaluate the stress test came in the wake of the Bank of Canada's latest outsized rate hike

In a country where the Big Six banks control 80 per cent mortgage market share, Canada’s smaller lenders are making some rare headway after the Bank of Canada’s ... More

The Bank of Canada has increased its benchmark rate by 0.75%, marking a fifth consecutive hike in its latest effort to get surging price growth under control.

Housing affordability deteriorated to its worst level in over 30 years, according to data from the Bank of Canada.

Here is a list of expenses you will have with carrying a home.

Here are the pros and cons of buying a house in a recession - and everything in between.

Economists are predicting the Bank of Canada will hike its key interest rate by three-quarters of a percentage point on Wednesday as inflation rages on globally.

Experts say extending the amortization period for your mortgage could keep your monthly payments in check even as you face higher interest rates, but caution that doing so ... More

In May, the number of new homes that started construction in Canada trended lower compared to the previous month, but still remained at elevated levels.

Bond yields surged to a fresh 14-year high this week, driving expectations that fixed rates are likely to continue rising.

Central bank highlights rising debt loads and falling home prices among ... More